Assembly bill · A3889 (2025-26)
Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so…
New York State Assembly
Sponsor: Demond Meeks (Assembly Member, District 137, Democratic/Working Families)
Official titleShow
Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits
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From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 18, 2026. About our data
Summary
Requires a liability insurer that has an opportunity to settle a claim at or within the policy limits, and refuses to do so, to be liable for any verdict in excess of the insurance policy limits; prohibits the insurer from recovering such excess judgment from the insured.
Summary from NY Open Legislation. How we handle summaries
Amends the Insurance Law.
Where it stands
Assigned to a committee for review.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
Insurance · New York State Assembly
Also referred to Insurance · New York State Senate.
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Cosponsors
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Read on NY Senate (opens in a new tab)- Democratic2
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Full history
- Jan 7, 2026
Referred to committee
REFERRED TO INSURANCE
NY Assembly
- Jan 30, 2025
Referred to committee
REFERRED TO INSURANCE
NY Assembly
Read the record
- Read on NY Senate (opens in a new tab) The official record on nysenate.gov.