Requires liability insurance coverage for tanning facilities

Showing the cosponsors who are on Agora, A to Z. The official record may list more.

• Democratic1

Shown in neutral colors by design; Agora is non-partisan.

◆ The sponsor's argument

Why Kevin S. Parker says this is needed

New York State regulates commercial tanning facilities due to the recog- nized risks associated with ultraviolet radiation exposure. These regu- lations address safety standards, equipment requirements, consumer warn- ings, and age restrictions. However, current law does not require tanning facilities to demonstrate the ability to compensate individuals who are injured because of negligent operation or unsafe conditions. This bill addresses that gap by requiring commercial tanning facilities to maintain liability insurance, ensuring that individuals with valid claims are not left without meaningful recourse solely due to a lack of financial responsibility. Importantly, the legislation ensures it does not alter New York's existing liability framework. The bill does not make it easier to sue, does not override waivers, and does not impose liability where none would otherwise exist. All existing legal defenses, including assumption of risk and contractual releases, remain intact. The bill also clarifies that insurance coverage applies only in situ- ations where a facility is at fault under existing law, such as were injury results from negligent operation, improper maintenance of equip- ment, inadequate supervision, or other failures to exercise reasonable care. This ensures that legitimate cases of negligence are covered while preventing frivolous or expanded claims. By focusing solely on financial responsibility and maintaining clear guardrails against unintended litigation effects, the bill strikes an appropriate balance between consumer protection and reasonable regu- lation of lawful business activity. FISCAL: None to the state. Compliance costs are borne by regulated entities

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.