Skip to main content

Senate bill · S10403 (2025-26)

Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint

Latest action May 15, 2026

New York State Senate

Same as A1067, the matching bill in the Assembly.

Sponsor

Jamaal Bailey

State Senator, District 36 · Democratic/Working Families

Follow

Summary

Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.

Summary from NY Open Legislation. How we handle summaries

Amends the Insurance Law.

From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 30, 2026. About our data

Follow

Following needs an Agora account. You will sign in first, then come back to this page.

Your position on this bill

Choose the position closest to yours. You'll sign in or create an account to save it.

Purpose, from the sponsor's memo

This bill would help to protect renters who are exposed to lead-based paint by prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint from liability coverage provided to rental property owners.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Insurance · New York State Assembly

Also referred to Insurance · New York State Senate.

The sponsor's argument

Why Jamaal Bailey says this is needed

Lead poisoning leads to a multitude of issues that can detrimentally impact a person throughout their lifetime. It leads to decreased IQ and cognitive function, developmental delays, and behavioral problems in children. In adults, lead poisoning can manifest itself in the form of hypertension and cardiovascular disease. Some have even linked early exposure to lead with Alzheimer's disease. Extreme levels can cause severe and immediate consequences, such as seizures, comas, and even death. The most common cause of lead poisoning in children is the inges- tion of lead paint from poorly maintained residential housing units. New York State has a lead poisoning problem. Because lead will remain in U.S. housing for decades to come, it is important that New York State take action to protect renters. This bill requires that liability cover- age include coverage for injuries or damage caused by exposure to lead paint. If signed into law, this would be an important measure to protect New Yorkers who are exposed to this dangerous substance.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Full history

  1. May 15, 2026

    Referred to committee

    REFERRED TO INSURANCE

    NY Senate

  2. Mar 31, 2026

    Sent to the executive

    DELIVERED TO SENATE

    NY Assembly

  3. Mar 31, 2026

    Passed a chamber

    PASSED ASSEMBLY

    NY Assembly

  4. Mar 31, 2026

    Referred to committee

    REFERRED TO INSURANCE

    NY Senate

  5. Jan 7, 2026

    Ordered to Third Reading CAL.39

    ORDERED TO THIRD READING CAL.39

    NY Assembly

Show full history (5 earlier events)
  1. Jun 6, 2025

    Reported out of committee

    REPORTED

    NY Assembly

  2. Jun 6, 2025

    Rules Report CAL.414

    RULES REPORT CAL.414

    NY Assembly

  3. Jun 5, 2025

    Reported out of committee

    REPORTED REFERRED TO RULES

    NY Assembly

  4. May 13, 2025

    Reported out of committee

    REPORTED REFERRED TO CODES

    NY Assembly

  5. Jan 8, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly