Senate bill · S10403 (2025-26)
Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint
New York State Senate
Same as A1067, the matching bill in the Assembly.
Summary
Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.
Summary from NY Open Legislation. How we handle summaries
Amends the Insurance Law.
From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 30, 2026. About our data
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Purpose, from the sponsor's memo
This bill would help to protect renters who are exposed to lead-based paint by prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint from liability coverage provided to rental property owners.
Filed with the bill. Read it on nysenate.gov (opens in a new tab)
Where it stands
Passed one of the two chambers; it still needs the other.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
Insurance · New York State Assembly
Also referred to Insurance · New York State Senate.
Cosponsors
Al Taylor, Albert A. Stirpe and 32 more on Agora
Showing the cosponsors who are on Agora, A to Z. The official record may list more.
Read on NY Senate (opens in a new tab)- Democratic33
- Republican1
This bill has cosponsors from more than one party.
Shown in neutral colors by design; Agora is non-partisan.
- Al Taylor
- Albert A. Stirpe
- Amanda Septimo
- Andrew Hevesi
- Angelo Santabarbara
- Anna Kelles
- Brian Cunningham
- Chantel Jackson
- Chris Burdick
- Crystal Peoples-Stokes
- David McDonough
- Deborah Glick
Show the full list (34 names)Show fewer cosponsors
- Demond Meeks
- Harry B. Bronson
- Jeffrey Dinowitz
- Jen Lunsford
- Jessica Gonzalez-Rojas
- Jo Anne Simon
- Jonathan Jacobson
- Karines Reyes
- Latrice Walker
- Linda Rosenthal
- Manny De Los Santos
- MaryJane Shimsky
- Michael Benedetto
- Nader Sayegh
- Phil Steck
- Rebecca Seawright
- Sarah Clark
- Stefani Zinerman
- Steve Stern
- Steven Otis
- William Colton
- William Conrad
The sponsor's argument
Why Jamaal Bailey says this is needed
Lead poisoning leads to a multitude of issues that can detrimentally impact a person throughout their lifetime. It leads to decreased IQ and cognitive function, developmental delays, and behavioral problems in children. In adults, lead poisoning can manifest itself in the form of hypertension and cardiovascular disease. Some have even linked early exposure to lead with Alzheimer's disease. Extreme levels can cause severe and immediate consequences, such as seizures, comas, and even death. The most common cause of lead poisoning in children is the inges- tion of lead paint from poorly maintained residential housing units. New York State has a lead poisoning problem. Because lead will remain in U.S. housing for decades to come, it is important that New York State take action to protect renters. This bill requires that liability cover- age include coverage for injuries or damage caused by exposure to lead paint. If signed into law, this would be an important measure to protect New Yorkers who are exposed to this dangerous substance.
This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.
Full history
- May 15, 2026
Referred to committee
REFERRED TO INSURANCE
NY Senate
- Mar 31, 2026
Sent to the executive
DELIVERED TO SENATE
NY Assembly
- Mar 31, 2026
Passed a chamber
PASSED ASSEMBLY
NY Assembly
- Mar 31, 2026
Referred to committee
REFERRED TO INSURANCE
NY Senate
- Jan 7, 2026
Ordered to Third Reading CAL.39
ORDERED TO THIRD READING CAL.39
NY Assembly
Show full history (5 earlier events)Show less history
- Jun 6, 2025
Reported out of committee
REPORTED
NY Assembly
- Jun 6, 2025
Rules Report CAL.414
RULES REPORT CAL.414
NY Assembly
- Jun 5, 2025
Reported out of committee
REPORTED REFERRED TO RULES
NY Assembly
- May 13, 2025
Reported out of committee
REPORTED REFERRED TO CODES
NY Assembly
- Jan 8, 2025
Referred to committee
REFERRED TO INSURANCE
NY Assembly