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Senate bill · S2011 (2025-26)

Directs the department of state and public service commission to study and report upon disclosure by utilities to credit reporting agencies of late payments

PassedLatest action May 28, 2026

New York State Senate

Same as A5592, the matching bill in the Assembly.

Passed as A5592, the matching Assembly bill.

Sponsor

Kevin S. Parker

State Senator, District 21 · Democratic/Working Families

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Summary

Directs the department of state and the public service commission to study and report upon the prevalence of the disclosure by public utilities, cable television companies and cellular telephone service providers to credit reporting agencies of late payments and defaults in payment of fees and charges by consumers.

Summary from NY Open Legislation. How we handle summaries

From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 21, 2026. About our data

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Purpose, from the sponsor's memo

The purpose of this bill is to require the Department of State and Public Service Commission to study and make recommendations regarding the practice of utility, cable, and telephone service providers report- ing customer payment information to consumer reporting agencies.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Where it stands

Passed the legislature and is awaiting a signature.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Consumer Affairs and Protection · New York State Assembly

Also referred to Energy And Telecommunications · New York State Senate, Ways and Means · New York State Assembly.

Cosponsors

Jeremy Zellner, Lea Webb and 3 more on Agora

Showing the cosponsors who are on Agora, A to Z. The official record may list more.

Read on NY Senate (opens in a new tab)
  • Democratic4
  • Republican1

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

The sponsor's argument

Why Kevin S. Parker says this is needed

Delinquent utility bills can hurt customer credit ratings if they are reported to the credit bureau. Reporting a late payment of a utility bill can be as harmful as any other late payment of a mortgage or credit card bill. The credit scores are calculated in different ways, depending on the credit bureau, however, it is common among all of them that late payment flags the customer as a high-risk. A customer who pays a late fee once does not necessarily qualify for a high-risk rating or being under the universal default status. This bill would provide the Legislature with the information necessary to determine whether the State should regulate the reporting of customer payment information by utilities and other service providers in order to protect consumers from suffering damaged credit scores. Some companies do not report to the credit bureaus customers that have been paying their bills on a timely manner, which would help them improve them cred- it score. However, the same companies have been reporting customers that paid their bills late and have been charged a late fee. This makes customers pay extra for their service, while their credit score is nega- tively affected. Under this bill, the Department of State and Public Service Commission would examine this practice and report on any regula- tory or legislative recommendations necessary to protect consumers in this area.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Recorded votes

  • Vote: Floor vote

    NY SenateMay 28, 2026Result: passedSenate vote on A5592, the matching Assembly bill.

    (57) (3) (0) (3)

  • Vote: Floor vote

    NY SenateApr 15, 2026Result: passed

    (54) (1) (0) (8)

  • Vote: Committee vote · Rules

    Senate RulesApr 7, 2026Result: passed

    (16) (1) (0) (4)

  • Vote: Committee vote · Energy And Telecommunications

    Senate Energy And TelecommunicationsFeb 24, 2026Result: passed

    (8) (1) (0) (0)

  • Vote: Floor vote

    NY SenateMar 19, 2025Result: passed

    (57) (3) (0) (3)

  • Vote: Committee vote · Finance

    Senate FinanceMar 11, 2025Result: passed

    (20) (1) (0) (1)

  • Vote: Committee vote · Energy And Telecommunications

    Senate Energy And TelecommunicationsFeb 25, 2025Result: passed

    (8) (1) (0) (0)

Full history

  1. May 28, 2026

    3RD Reading CAL.687

    3RD READING CAL.687

    NY Senate

  2. May 28, 2026

    Passed a chamber

    PASSED SENATE

    NY Senate

  3. May 28, 2026

    Substituted

    SUBSTITUTED BY A5592A

    NY Senate

  4. May 19, 2026

    Sent to the executive

    DELIVERED TO SENATE

    NY Assembly

  5. May 19, 2026

    Passed a chamber

    PASSED ASSEMBLY

    NY Assembly

Show full history (26 earlier events)
  1. May 19, 2026

    Referred to committee

    REFERRED TO ENERGY AND TELECOMMUNICATIONS

    NY Senate

  2. May 12, 2026

    Amended

    AMENDED ON THIRD READING 2011A

    NY Senate

  3. May 12, 2026

    Recalled From Assembly

    RECALLED FROM ASSEMBLY

    NY Senate

  4. May 12, 2026

    Returned to Senate

    RETURNED TO SENATE

    NY Assembly

  5. May 5, 2026

    Amended

    AMENDED ON THIRD READING 5592A

    NY Assembly

  6. Apr 16, 2026

    Referred to committee

    REFERRED TO WAYS AND MEANS

    NY Assembly

  7. Apr 15, 2026

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  8. Apr 15, 2026

    Passed a chamber

    PASSED SENATE

    NY Senate

  9. Apr 7, 2026

    In committee

    COMMITTEE DISCHARGED AND COMMITTED TO RULES

    NY Senate

  10. Apr 7, 2026

    Ordered to Third Reading CAL.687

    ORDERED TO THIRD READING CAL.687

    NY Senate

  11. Feb 24, 2026

    Reported out of committee

    REPORTED AND COMMITTED TO FINANCE

    NY Senate

  12. Jan 7, 2026

    Died in Assembly

    DIED IN ASSEMBLY

    NY Assembly

  13. Jan 7, 2026

    Referred to committee

    REFERRED TO ENERGY AND TELECOMMUNICATIONS

    NY Senate

  14. Jun 16, 2025

    Ordered to Third Reading Rules CAL.792

    ORDERED TO THIRD READING RULES CAL.792

    NY Assembly

  15. Jun 16, 2025

    Reported out of committee

    REPORTED REFERRED TO RULES

    NY Assembly

  16. Jun 16, 2025

    Substituted

    SUBSTITUTED FOR A5592

    NY Assembly

  17. Jun 13, 2025

    Reference Changed to Ways and Means

    REFERENCE CHANGED TO WAYS AND MEANS

    NY Assembly

  18. Mar 19, 2025

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  19. Mar 19, 2025

    Passed a chamber

    PASSED SENATE

    NY Senate

  20. Mar 19, 2025

    Referred to committee

    REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    NY Assembly

  21. Mar 13, 2025

    Advanced to Third Reading

    ADVANCED TO THIRD READING

    NY Senate

  22. Mar 12, 2025

    2ND Report CAL.

    2ND REPORT CAL.

    NY Senate

  23. Mar 11, 2025

    1ST Report CAL.528

    1ST REPORT CAL.528

    NY Senate

  24. Feb 25, 2025

    Reported out of committee

    REPORTED AND COMMITTED TO FINANCE

    NY Senate

  25. Feb 18, 2025

    Referred to committee

    REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    NY Assembly

  26. Jan 14, 2025

    Referred to committee

    REFERRED TO ENERGY AND TELECOMMUNICATIONS

    NY Senate