Establishes the mobile and manufactured home replacement program

Showing the cosponsors who are on Agora, A to Z. The official record may list more.

• Democratic8
• Republican2

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

◆ The sponsor's argument

Why James Skoufis says this is needed

Mobile and manufactured homes provide an important source of affordable housing throughout the State. Many of these homes are older and dilapi- dated with rusted, leaking metal roofs, holes in flooring, leaky metal- framed windows with interior take-out storm shutters. No matter the amount of rehabilitation investment, the result is unsatisfactory in terms of longevity, energy efficiency, and affordability. Ultimately, it is the mobile and manufactured homeowner who suffers. The Mobile and Manufactured Home Replacement Program will fund the replacement of older, dilapidated mobile and manufactured homes that are sited on land owned by the homeowner, with new affordable and energy-ef- ficient manufactured, modular, or site-built homes. This program will have a multiplier effect on the area as local contractors, labor, and building materials are used. Eligible units of local government or not- for-profit organizations may apply to the New York State Housing Trust Fund Corporation to administer a local Mobile and Manufactured Home Replacement Program of up to $750,000. Local program administrators would be entitled to an administrative fee of 10%. Eligible property owners, with a total household income not to exceed eighty percent of the area median income, may apply through a local program for funding of up to $200,000 for the replacement of their dila- pidated mobile or manufactured home. As a condition of eligibility, property owners may not have liens on the land after closing the grant other than the new home financing and currently existing mortgage or mortgages, and all property taxes and insurances must be current. Recip- ients must live in the replaced home for ten years, or recapture terms would apply. Eligible property owners must complete a homeownership training program which includes household budgeting, home maintenance, predatory lending, and post-purchase counseling. This program is an important component of replenishing the affordable housing stock in New York State.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.