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Jeremy Cooney

Sponsor · State Senator, District 56 · Democratic/Working Families

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Senate bill · S3155 (2025-26)

Relates to insurance coverage for in vitro fertilization

Latest action Jan 27, 2026

Summary

Relates to health insurance coverage for in vitro fertilization.

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Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

New York State Senate

Same as A8349, the matching bill in the Assembly.

Amends the Insurance Law.

Committee

Insurance · New York State Assembly

Also referred to Insurance · New York State Senate.

Purpose, from the sponsor's memo

Section 1 amends section 3221 of the insurance law, to prohibit any insurer that is required to provide coverage for in vitro fertilization pursuant to this paragraph from requiring the transfer of all embryos from a prior cycle as a prerequisite for coverage of a subsequent cycle for a female thirty-five years of age or older. Section 2 amends section 4303 of the insurance law, to prohibit any corporation that is required to provide coverage for in vitro fertiliza- tion pursuant to this paragraph from requiring the transfer of all embr- yos from a prior cycle as a prerequisite for coverage of a subsequent cycle for a female thirty-five years of age or older. Section 3 is the effective date.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Recorded votes

  • Vote: Floor vote

    NY SenateJan 27, 2026Result: passed

    (52) (6) (0) (3)

  • Vote: Committee vote · Rules

    Senate RulesJan 20, 2026Result: passed

    (17) (2) (0) (1)

  • Vote: Committee vote · Rules

    Senate RulesJun 9, 2025Result: passed

    (19) (2) (0) (0)

  • Vote: Floor vote

    NY SenateJun 9, 2025Result: passed

    (57) (5) (0) (1)

Cosponsors

Catalina Cruz and Pete Harckham

  • Democratic2
See the full list on nysenate.gov (opens in a new tab)

The sponsor's argument

Why Jeremy Cooney says this is needed

In 2019, New York passed landmark legislation to require coverage for three cycles of in vitro fertilization (IVF) in cases of infertility. However, certain insurers are requiring the use of all embryos from a previous cycle in order to provide coverage for a new cycle. These embr- yos are not always as viable, and the mandated transfer of these embryos adds unnecessary delays to the process. For women ages thirty-five and over, this is time that they cannot afford to lose. By prohibiting this insurance practice, the bill not only provides more options for women over thirty-five to have a viable pregnancy, but also puts control back in the hands of the IVF providers and patients.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Full history

  1. Jan 27, 2026

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  2. Jan 27, 2026

    Passed a chamber

    PASSED SENATE

    NY Senate

  3. Jan 27, 2026

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly

  4. Jan 20, 2026

    In committee

    COMMITTEE DISCHARGED AND COMMITTED TO RULES

    NY Senate

  5. Jan 20, 2026

    Ordered to Third Reading CAL.55

    ORDERED TO THIRD READING CAL.55

    NY Senate

Show full history (10 earlier events)
  1. Jan 7, 2026

    Died in Assembly

    DIED IN ASSEMBLY

    NY Assembly

  2. Jan 7, 2026

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly

  3. Jan 7, 2026

    Referred to committee

    REFERRED TO INSURANCE

    NY Senate

  4. Jun 9, 2025

    In committee

    COMMITTEE DISCHARGED AND COMMITTED TO RULES

    NY Senate

  5. Jun 9, 2025

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  6. Jun 9, 2025

    Ordered to Third Reading CAL.1683

    ORDERED TO THIRD READING CAL.1683

    NY Senate

  7. Jun 9, 2025

    Passed a chamber

    PASSED SENATE

    NY Senate

  8. Jun 9, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly

  9. May 13, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly

  10. Jan 23, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Senate

About this record

Summary

The summary comes from NY Open Legislation, the New York State Senate's public record. For more, see How we handle summaries.

Cosponsors

The list shows the cosponsors who are on Agora, A to Z. The official record may list more.

Party colors

Parties are shown in the same neutral colors.

Source

From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Nov 3, 2026. About our data

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