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Rachel May

Sponsor · State Senator, District 48 · Democratic/Working Families

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Senate bill · S4413 (2025-26)

Relates to deletion of a consumer's financial information after cancellation of an automatic renewal or continuous service

Latest action May 12, 2026

Summary

Requires a business to delete a consumer's financial information after cancellation of an automatic renewal or continuous service, unless such consumer has affirmatively consented to retention of such financial information; requires such business to notify such consumer of such deletion.

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Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

New York State Senate

Same as A10770, the matching bill in the Assembly.

Amends the General Business Law.

Committee

Consumer Affairs and Protection · New York State Assembly

Also referred to Consumer Protection · New York State Senate.

Purpose, from the sponsor's memo

The purpose of this bill is to provide affirmative confirmation that a consumer's payment method information is removed from a service provid- ers' records after a request to discontinue the service, or the automat- ic payment for a service, is made by the consumer.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Recorded votes

  • Vote: Floor vote

    NY SenateMay 12, 2026Result: passed

    (48) (12) (0) (3)
  • Vote: Committee vote · Consumer Protection

    Senate Consumer ProtectionMar 17, 2026Result: passed

    (5) (2) (0) (0)
  • Vote: Committee vote · Consumer Protection

    Senate Consumer ProtectionMay 6, 2025Result: passed

    (5) (2) (0) (0)

The sponsor's argument

Why Rachel May says this is needed

Consumers should be confident that cancellation of a service will also result in the deletion of their payment methods at the time of cancella- tion; however, it is a legal and common practice for businesses to retain a customer's financial information after the cancellation of a service. In fact, some services will admit that they retain payment method records in a previous customer's "profile" unless specific request for profile deletion is made by the customer. The practice of retaining foimer customers' financial data without their knowledge can pose unnecessary financial risk to the customer should the business's financial data ever be breached or hacked. Customer's credit card and banking information, along with their personal data, are vulnerable to misuse in this way even after a consumer has ceased receiving services from the business. This bill will restore control of customers' finan- cial data back in the customers' hands.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Full history

  1. May 12, 2026

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  2. May 12, 2026

    Passed a chamber

    PASSED SENATE

    NY Senate

  3. May 12, 2026

    Referred to committee

    REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    NY Assembly

  4. Apr 1, 2026

    Referred to committee

    REFERRED TO CONSUMER AFFAIRS AND PROTECTION

    NY Assembly

  5. Mar 19, 2026

    Advanced to Third Reading

    ADVANCED TO THIRD READING

    NY Senate

Show full history (9 earlier events)
  1. Mar 18, 2026

    2ND Report CAL.

    2ND REPORT CAL.

    NY Senate

  2. Mar 18, 2026

    Amended

    AMENDED 4413A

    NY Senate

  3. Mar 17, 2026

    1ST Report CAL.542

    1ST REPORT CAL.542

    NY Senate

  4. Jan 7, 2026

    Referred to committee

    REFERRED TO CONSUMER PROTECTION

    NY Senate

  5. Jun 13, 2025

    In committee

    COMMITTED TO RULES

    NY Senate

  6. May 8, 2025

    Advanced to Third Reading

    ADVANCED TO THIRD READING

    NY Senate

  7. May 7, 2025

    2ND Report CAL.

    2ND REPORT CAL.

    NY Senate

  8. May 6, 2025

    1ST Report CAL.943

    1ST REPORT CAL.943

    NY Senate

  9. Feb 4, 2025

    Referred to committee

    REFERRED TO CONSUMER PROTECTION

    NY Senate

About this record

Summary

The summary comes from NY Open Legislation, the New York State Senate's public record. For more, see How we handle summaries.

Source

From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Nov 1, 2026. About our data

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