Vote: Committee vote · Insurance
Senate InsuranceMar 9, 2026Result: passed
(11) (0) (0) (0)
Senate bill · S4809 (2025-26)
Relates to captive insurance for commuter vans, black cars, ambulettes and paratransit vehicles, and small school buses, pre-arranged for-hire vehicles…
New York State Senate
Same as A5113, the matching bill in the Assembly.
Latest action Jun 5, 2026
Sponsor: Leroy Comrie (State Senator, District 14, Democratic)
Official titleShow
Relates to captive insurance for commuter vans, black cars, ambulettes and paratransit vehicles, and small school buses, pre-arranged for-hire vehicles, and accessible vehicles
The heading above is this same sentence with its legal opening removed. No words were added, changed or reordered.
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From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 21, 2026. About our data
Summary
Establishes a captive insurance program for commuter vans, black cars, ambulettes and paratransit vehicles, small school buses, and charter buses that are engaged in the business of carrying or transporting nine to twenty-four passengers for hire; pre-arranged for-hire vehicles and accessible vehicles; defines terms.
Summary from NY Open Legislation. How we handle summaries
Amends the Insurance Law.
Purpose, from the sponsor's memo
The purpose of this legislation is to provide for-hire vehicle operators the option for a parent insurance company to provide risk mitigation services in underwriting to reduce insurance rates for policyholders that experience excessive insurance costs in New York State
Filed with the bill. Read it on nysenate.gov (opens in a new tab)
Where it stands
Out of committee and scheduled for a vote by the full chamber.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
Insurance · New York State Assembly
Also referred to Insurance · New York State Senate, Ways and Means · New York State Assembly.
Your position on this bill
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Cosponsors
Showing the cosponsors who are on Agora, A to Z. The official record may list more.
Read on NY Senate (opens in a new tab)- Democratic35
- Republican1
This bill has cosponsors from more than one party.
Shown in neutral colors by design; Agora is non-partisan.
- Al Taylor
- Alex Bores
- Alicia Hyndman
- Chris Burdick
- Cordell Cleare
- David Weprin
- Grace Lee
- Jabari Brisport
- Jamaal Bailey
- James Sanders Jr.
- Jeremy Cooney
- John Liu
Show the full list (36 names)Show fewer cosponsors
- Jordan Wright
- Karines Reyes
- Kevin S. Parker
- Kwani O'Pharrow
- Landon C. Dais
- Lea Webb
- Marcela Mitaynes
- Maritza Davila
- Michael J. Fitzpatrick
- Monique Chandler-Waterman
- Nathalia Fernandez
- Pete Harckham
- Phil Steck
- Rachel May
- Rebecca Seawright
- Robert Jackson
- Rodneyse Bichotte Hermelyn
- Roxanne J. Persaud
- Sarahana Shrestha
- Stefani Zinerman
- Steven Otis
- Toby Ann Stavisky
- William Colton
- Zellnor Myrie
The sponsor's argument
Why Leroy Comrie says this is needed
The culmination of issues that have affected the for-hire transit market in NY have made commuter vans and other transit, options expensive to operate by reducing the financial pool from which insurers could pull from for claims, thereby putting greater costs onto vehicle operators. Commuter van numbers in NYC dwindled from 300+ to -50 during COVID 19. Many commuter vans and other transit options are being booted and repos- sessed because they can't afford to operate. Since the Parks Insurance receivership, insurance policies were forced into the DFS assigned risk plan through AIPSO. Due to NYS insurance costs exceeding $40,000-55,000/ year per driver/van under this policy, many drivers use New Jersey, Connecticut or other out of state plates to operate in New York City. This bill aims to stabilize the NYS for hire transit market by creating a captive insurance program under DFS, where insurers can provide risk mitigation services to strategically reduce the cost of insurance for drivers where the costs have continued to be prohibitive for entrepre- neurs.
This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.
Recorded votes
Full history
- Jun 5, 2026
Reported out of committee
REPORTED
NY Assembly
- Jun 5, 2026
Rules Report CAL.535
RULES REPORT CAL.535
NY Assembly
- Jun 4, 2026
Reported out of committee
REPORTED REFERRED TO RULES
NY Assembly
- Mar 9, 2026
Reported out of committee
REPORTED AND COMMITTED TO FINANCE
NY Senate
- Jan 7, 2026
Referred to committee
REFERRED TO INSURANCE
NY Senate
Show full history (10 earlier events)Show less history
- Jan 7, 2026
Referred to committee
REFERRED TO WAYS AND MEANS
NY Assembly
- Jun 5, 2025
Amend (t) and Recommit to Insurance
AMEND (T) AND RECOMMIT TO INSURANCE
NY Senate
- Jun 5, 2025
Amend (t) and Recommit to Ways and Means
AMEND (T) AND RECOMMIT TO WAYS AND MEANS
NY Assembly
- May 28, 2025
Reported out of committee
REPORTED REFERRED TO WAYS AND MEANS
NY Assembly
- May 27, 2025
Amend by Restoring to Original Print 4809
AMEND BY RESTORING TO ORIGINAL PRINT 4809
NY Senate
- May 23, 2025
Amend by Restoring to Original Print 5113
AMEND BY RESTORING TO ORIGINAL PRINT 5113
NY Assembly
- Mar 19, 2025
Amend (t) and Recommit to Insurance
AMEND (T) AND RECOMMIT TO INSURANCE
NY Assembly
- Mar 12, 2025
Amend (t) and Recommit to Insurance
AMEND (T) AND RECOMMIT TO INSURANCE
NY Senate
- Feb 13, 2025
Referred to committee
REFERRED TO INSURANCE
NY Senate
- Feb 12, 2025
Referred to committee
REFERRED TO INSURANCE
NY Assembly
Read the record
- Read on NY Senate (opens in a new tab) The official record on nysenate.gov.