Provides for offering reward or incentive programs

Latest action Apr 1, 2026

Allows for insurance providers and corporations to create and offer reward or incentive programs to eligible members.

Not chosen yet

Where it stands

Passed one of the two chambers; it still needs the other.

Introduced
In committee
Up for a vote
Passed one chamber
Passed
Enacted

New York State Senate

Same as A4696, the matching bill in the Assembly.

Amends the Insurance Law.

Committee

Insurance · New York State Assembly

Also referred to Insurance · New York State Senate.

Purpose, from the sponsor's memo

The purpose of this bill is to allow insurers to apply to the Department of Financial Services for approval to offer voluntary incentives or rewards programs.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Recorded votes

Vote: Floor vote
NY SenateApr 1, 2026Result: passed
(60) (0) (0) (3)
Vote: Committee vote · Insurance
Senate InsuranceMar 23, 2026Result: passed
(11) (0) (0) (0)
Vote: Floor vote
NY SenateJun 10, 2025Result: passed
(58) (0) (0) (5)
Vote: Committee vote · Insurance
Senate InsuranceMar 24, 2025Result: passed
(11) (0) (0) (0)

Cosponsors

Jake Ashby

Republican1

Jake Ashby

See the full list on nysenate.gov

The sponsor's argument

Why Jamaal Bailey says this is needed

This legislation would allow health insurers and HMOs to apply to the Department of Financial Services (DFS) to be allowed to offer voluntary incentives or rewards programs to support wellness, primary or preventa- tive care, population health, care coordination, care management, disease management, mental health and substance use disorder treatment initiatives, evidence-based treatment, or quality and cost containment activities. Currently, health insurance companies are prohibited from offering incentive based programs through DFS regulation. Many employers and individuals would benefit from the use of such programs, which can improve health outcomes. The bill would also provide DFS with greater flexibility in its review of broker commissions.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Full history

Apr 1, 2026
Sent to the executive
DELIVERED TO ASSEMBLY
NY Senate
Apr 1, 2026
Passed a chamber
PASSED SENATE
NY Senate
Apr 1, 2026
Referred to committee
REFERRED TO INSURANCE
NY Assembly
Mar 25, 2026
Advanced to Third Reading
ADVANCED TO THIRD READING
NY Senate
Mar 24, 2026
2ND Report CAL.
2ND REPORT CAL.
NY Senate

Show full history (12 earlier events)

Mar 23, 2026
1ST Report CAL.581
1ST REPORT CAL.581
NY Senate
Jan 7, 2026
Died in Assembly
DIED IN ASSEMBLY
NY Assembly
Jan 7, 2026
Referred to committee
REFERRED TO INSURANCE
NY Assembly
Jan 7, 2026
Referred to committee
REFERRED TO INSURANCE
NY Senate
Jun 10, 2025
Sent to the executive
DELIVERED TO ASSEMBLY
NY Senate
Jun 10, 2025
Passed a chamber
PASSED SENATE
NY Senate
Jun 10, 2025
Referred to committee
REFERRED TO INSURANCE
NY Assembly
Mar 26, 2025
Advanced to Third Reading
ADVANCED TO THIRD READING
NY Senate
Mar 25, 2025
2ND Report CAL.
2ND REPORT CAL.
NY Senate
Mar 24, 2025
1ST Report CAL.585
1ST REPORT CAL.585
NY Senate
Feb 18, 2025
Referred to committee
REFERRED TO INSURANCE
NY Senate
Feb 4, 2025
Referred to committee
REFERRED TO INSURANCE
NY Assembly

About this record

Summary: The summary comes from NY Open Legislation, the New York State Senate's public record. For more, see How we handle summaries.
Cosponsors: The list shows the cosponsors who are on Agora, A to Z. The official record may list more.
Party colors: Parties are shown in the same neutral colors.
Source: From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Nov 2, 2026. About our data

Read the record

Read on NY Senate (opens in a new tab) The official record on nysenate.gov.

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