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Jamaal Bailey

Sponsor · State Senator, District 36 · Democratic/Working Families

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Senate bill · S5304 (2025-26)

Enacts the New York travel insurance act

Latest action Dec 19, 2025

Summary

Enacts the "New York travel insurance act" regulating the licensing and registration of limited lines travel insurance producers and travel retailers, and the sale and marketing of travel insurance and related products.

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Where it stands

Rejected by the executive.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted
Vetoed

New York State Senate

Same as A1457, the matching bill in the Assembly.

Amends the Insurance Law.

Committee

Insurance · New York State Assembly

Also referred to Insurance · New York State Senate, Ways and Means · New York State Assembly.

Purpose, from the sponsor's memo

The purpose of this bill is to regulate the licensing and registration of limited lines travel insurance producers and travel retailers, as well as the sale and marketing of travel insurance and related products.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Recorded votes

  • Vote: Committee vote · Rules

    Senate RulesJun 10, 2025Result: passed

    (19) (0) (0) (2)
  • Vote: Floor vote

    NY SenateJun 10, 2025Result: passed

    (58) (0) (0) (5)

The sponsor's argument

Why Jamaal Bailey says this is needed

This bill seeks to establish a consistent regulatory framework for the travel insurance industry in New York State. This act would create uniform definitions, expand and codify the ability to write travel insurance as a blanket or group product, clarify the payment of premium taxes, setting out permitted and prohibited sales practices, and gener- ally reducing regulatory confusion. Insurance regulation in the United States is managed on a state-by-state basis. If an insurer wants to sell products to customers in more than one state, they may encounter additional bureaucracy and expenses to ensure compliance in all of them. The New York Travel Insurance Act seeks to put New York's travel insurance regulations in line with over 24 other states that have already adopted a similar framework.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Full history

  1. Dec 19, 2025

    Vetoed

    VETOED MEMO.147

    NY Senate

  2. Dec 8, 2025

    Sent to the executive

    DELIVERED TO GOVERNOR

    NY Senate

  3. Jun 13, 2025

    Ordered to Third Reading Rules CAL.643

    ORDERED TO THIRD READING RULES CAL.643

    NY Assembly

  4. Jun 13, 2025

    Passed a chamber

    PASSED ASSEMBLY

    NY Assembly

  5. Jun 13, 2025

    Substituted

    SUBSTITUTED BY S5304

    NY Assembly

Show full history (11 earlier events)
  1. Jun 12, 2025

    Reported out of committee

    REPORTED

    NY Assembly

  2. Jun 12, 2025

    Rules Report CAL.643

    RULES REPORT CAL.643

    NY Assembly

  3. Jun 10, 2025

    In committee

    COMMITTEE DISCHARGED AND COMMITTED TO RULES

    NY Senate

  4. Jun 10, 2025

    Sent to the executive

    DELIVERED TO ASSEMBLY

    NY Senate

  5. Jun 10, 2025

    Ordered to Third Reading CAL.1745

    ORDERED TO THIRD READING CAL.1745

    NY Senate

  6. Jun 10, 2025

    Passed a chamber

    PASSED SENATE

    NY Senate

  7. Jun 10, 2025

    Referred to committee

    REFERRED TO WAYS AND MEANS

    NY Assembly

  8. Jun 10, 2025

    Reported out of committee

    REPORTED REFERRED TO RULES

    NY Assembly

  9. May 28, 2025

    Reported out of committee

    REPORTED REFERRED TO WAYS AND MEANS

    NY Assembly

  10. Feb 20, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Senate

  11. Jan 9, 2025

    Referred to committee

    REFERRED TO INSURANCE

    NY Assembly

About this record

Summary

The summary comes from NY Open Legislation, the New York State Senate's public record. For more, see How we handle summaries.

Cosponsors

The list shows the cosponsors who are on Agora, A to Z. The official record may list more.

Party colors

Parties are shown in the same neutral colors.

Source

From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 22, 2026. About our data

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