Vote: Committee vote · Insurance
Senate InsuranceMar 24, 2025Result: passed
(11) (0) (0) (0)
Senate bill · S5556 (2025-26)
Relates to prohibiting the exclusion of coverage based upon gender indication on insurance claim forms
Latest action Jun 13, 2025
Summary
Relates to gender indication on insurance claim forms; provides policies shall not exclude coverage if gender indication is different from sex assigned at birth or gender otherwise recorded.
Your position on this bill
Not chosen yet
Where it stands
Out of committee and scheduled for a vote by the full chamber.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
New York State Senate
Amends the Insurance Law.
Committee
Insurance · New York State Assembly
Also referred to Insurance · New York State Senate.
Purpose, from the sponsor's memo
The purpose of this bill is to prohibit health insurance claim denials based on the gender of an insured person
Filed with the bill. Read it on nysenate.gov (opens in a new tab)
Recorded votes
Cosponsors
The sponsor's argument
Why the sponsor says this is needed
It has come to light that health insurers have been denying claims of transgender individuals because the gender with which the individual identifies does not match the gender of someone to whom those services are typically provided. Additionally, claims of transgender individuals are being denied solely on the basis that the gender on a claim form does not match the gender on the insurance company's records. This results in individuals having to appeal these denials, many of which are subsequently overturned, before they can receive coverage. This bill addresses these issues and ensures that transgender individ- uals receive health care coverage in a timely manner by prohibiting health insurers from denying coverage solely on the basis of the gender indicated on a claim form, or that the gender on a claim form does not match the insured's gender otherwise recorded, or that the gender with which the individual identifies does not match the gender of someone to whom those services are typically provided.
This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.
Full history
- Jun 13, 2025
In committee
COMMITTED TO RULES
NY Senate
- Mar 26, 2025
Advanced to Third Reading
ADVANCED TO THIRD READING
NY Senate
- Mar 25, 2025
2ND Report CAL.
2ND REPORT CAL.
NY Senate
- Mar 24, 2025
1ST Report CAL.589
1ST REPORT CAL.589
NY Senate
- Feb 25, 2025
Referred to committee
REFERRED TO INSURANCE
NY Senate
About this record
- Summary
The summary comes from NY Open Legislation, the New York State Senate's public record. For more, see How we handle summaries.
- Cosponsors
The list shows the cosponsors who are on Agora, A to Z. The official record may list more.
- Party colors
Parties are shown in the same neutral colors.
- Source
From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Nov 2, 2026. About our data
Read the record
- Read on NY Senate (opens in a new tab) The official record on nysenate.gov.