Senate bill · S9309 (2025-26)

Enacts the "deed protection act"

New York State Senate

Same as A9554, the matching bill in the Assembly.

Latest action May 29, 2026

Sponsor: Jabari Brisport (State Senator, District 25, Democratic/Working Families)

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From NY Open Legislation, the NY Senate and Assembly, and official rosters. This record was last updated Oct 20, 2026. About our data

Summary

Enacts the "deed protection act" in relation to prohibiting a mortgage banker or mortgage loan servicer from commencing, maintaining, or proceeding with a foreclosure action on a mortgage loan where such mortgage banker or mortgage loan servicer knows or has reason to know that the mortgage securing such loan is dependent on a deed, conveyance, or other instrument affecting title to residential real property that was procured by fraud, forgery, or other unlawful means.

Summary from NY Open Legislation. How we handle summaries

Amends the Banking Law.

Purpose, from the sponsor's memo

Section one establishes the title as the "Deed Protection Act" Section two amends the banking law to require lenders to ensure that mortgages are secured by valid owners and impose restrictions upon lend- ing institutions that fail to conduct due diligence regarding deed theft.

Filed with the bill. Read it on nysenate.gov (opens in a new tab)

Where it stands

Passed one of the two chambers; it still needs the other.

Introduced
In committee
Up for a vote
Passed one chamber
Passed
Enacted

Committee

Banks · New York State Assembly

Also referred to Banks · New York State Senate, Judiciary · New York State Assembly, Judiciary · New York State Senate.

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Cosponsors

Showing the cosponsors who are on Agora, A to Z. The official record may list more.

Read on NY Senate

Democratic44
Republican1

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

The sponsor's argument

Why Jabari Brisport says this is needed

Citizens throughout the state have reported that they have lost homes due to fraudulent mortgages borrowed against homes that they own. It is incumbent upon financial institutions to verify the rightful owner of a property prior to issuing a loan against it.

This is the sponsor's own case for the bill, quoted from their memorandum. It is not Agora's description of what the bill does.

Recorded votes

Vote: Committee vote · Banks
Senate BanksMay 12, 2026Result: passed
(5) (2) (0) (0)

Full history

May 29, 2026
Sent to the executive
DELIVERED TO SENATE
NY Assembly
May 29, 2026
Passed a chamber
PASSED ASSEMBLY
NY Assembly
May 29, 2026
Referred to committee
REFERRED TO JUDICIARY
NY Senate
May 28, 2026
Reported out of committee
REPORTED
NY Assembly
May 28, 2026
Rules Report CAL.234
RULES REPORT CAL.234
NY Assembly

Show full history (8 earlier events)

May 20, 2026
Reported out of committee
REPORTED REFERRED TO RULES
NY Assembly
May 12, 2026
Amend and Recommit to Judiciary
AMEND AND RECOMMIT TO JUDICIARY
NY Senate
May 12, 2026
Reported out of committee
REPORTED AND COMMITTED TO JUDICIARY
NY Senate
May 11, 2026
Reported out of committee
REPORTED REFERRED TO CODES
NY Assembly
May 6, 2026
Amend and Recommit to Banks
AMEND AND RECOMMIT TO BANKS
NY Assembly
Mar 2, 2026
Amend and Recommit to Banks
AMEND AND RECOMMIT TO BANKS
NY Assembly
Feb 27, 2026
Referred to committee
REFERRED TO BANKS
NY Senate
Jan 14, 2026
Referred to committee
REFERRED TO BANKS
NY Assembly

Read the record

Read on NY Senate (opens in a new tab) The official record on nysenate.gov.