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Local law · Int 0385-2026

Prohibiting discrimination in the issuance of credit and requiring creditors to disclose to potential borrowers how their rate is calculated

Official titleShow

A Local Law to amend the administrative code of the city of New York, in relation to prohibiting discrimination in the issuance of credit and requiring creditors to disclose to potential borrowers how their rate is calculated

The heading above is this same sentence with its legal opening removed. No words were added, changed or reordered.

Latest action Jan 29, 2026

New York City Council

Sponsor

Public Advocate Jumaane Williams

Summary

This bill would expand on federal and state legislation by amending the city’s Human Rights Law to prohibit discrimination based on an individual’s membership in a protected class in the issuance of credit, would require creditors to disclose to potential borrowers how their rate is calculated, would require the NYC Commission on Human Rights to conduct outreach, and would require the NYC Commission on Human Rights to perform a credit discrimination investigation for a period of one year.

Summary from NYC Council (Legistar). How we handle summaries

From the NYC Council's legislative record (Legistar) and official rosters. This record was last updated Aug 1, 2026. About our data

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Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Committee on Civil and Human Rights

Cosponsors

Farah N. Louis, Crystal Hudson and 2 others

Cosponsors in the order the New York City Council lists them.

  • Democratic4

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Full history

  1. Jan 29, 2026

    Introduced

    This Introduction was Introduced by Council

    NYC Council

  2. Jan 29, 2026

    Referred to committee

    This Introduction was Referred to Comm by Council to the Committee on Civil and Human Rights

    NYC Council