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Asking Albany · Res 0395-2026

Prohibiting increases in rates of homeowners’ insurance in excess of twenty-five percent per year

New York City Council

AdoptedLatest action Aug 13, 2026

Sponsor: Frank Morano (Council Member, District 51, Republican)

Official titleShow

Resolution calling on the New York State Legislature to pass, and the Governor to sign, S.6356/A.4188 prohibiting increases in rates of homeowners’ insurance in excess of twenty-five percent per year

The heading above is this same sentence with its legal opening removed. No words were added, changed or reordered.

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From the NYC Council's legislative record (Legistar) and official rosters. This record was last updated Sep 25, 2026. About our data

What this can and cannot do

This is a request, not a law. The City Council is asking the New York State Legislature and the Governor to act, because the subject is outside the city's authority. Passing it commits the city to a position; it does not change the rule.

Summary

Prohibiting increases in rates of homeowners’ insurance in excess of twenty-five percent per year. (S.6356/A.4188)

Summary from NYC Council (Legistar). How we handle summaries

Where it stands

Approved and finalized.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Adopted

Committee

Committee on Consumer and Worker Protection

Cosponsors

12

Cosponsors in the order the New York City Council lists them.

  • Democratic10
  • Republican2

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Recorded votes

  • Vote: Approved by Committee

    Committee on Consumer and Worker ProtectionAug 13, 2026Result: passed

    (10) (0) (0) (1)

Full history

  1. Aug 13, 2026

    Committee vote

    A motion was made that this Resolution be Approved by Committee approved by Roll Call.

    Committee on Consumer and Worker Protection

  2. Aug 13, 2026

    A Motion Was Made That This Resolution be Approved, by Council Approved by Voice vote.

    A motion was made that this Resolution be Approved, by Council approved by voice vote.

    NYC Council

  3. Aug 13, 2026

    Hearing held

    This Resolution was Hearing Held by Committee

    Committee on Consumer and Worker Protection

  4. Apr 29, 2026

    Hearing held

    This Resolution was Hearing Held by Committee

    Committee on Consumer and Worker Protection

  5. Apr 29, 2026

    Held over

    This Resolution was Laid Over by Committee

    Committee on Consumer and Worker Protection

Show full history (2 earlier events)
  1. Mar 26, 2026

    Introduced

    This Resolution was Introduced by Council

    NYC Council

  2. Mar 26, 2026

    Referred to committee

    This Resolution was Referred to Comm by Council to the Committee on Consumer and Worker Protection

    NYC Council

Read the record