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House bill · H.R. 1138 (119th Congress)

Payment Choice Act of 2025

U.S. House of Representatives

Latest action Apr 29, 2026

Sponsor: John W. Rose (U.S. Representative, TN-6, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Payment Choice Act of 2025 This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location. The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1. The bill provides for enforcement through preventative relief, damages, and civil penalties.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

25

Cosponsors listed on Congress.gov, shown A to Z.

  • Republican13
  • Democratic12

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Show the full list (25 names)

Full history

  1. Apr 29, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  2. Feb 7, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  3. Feb 7, 2025

    In committee

    Referred to the House Committee on Financial Services.

    U.S. House

  4. Feb 7, 2025

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record