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House bill · H.R. 1631 (119th Congress)

Safe Access to Cash Act of 2025

U.S. House of Representatives

Latest action Feb 26, 2025

Sponsor: John W. Rose (U.S. Representative, TN-6, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Safe Access to Cash Act of 2025 This bill specifies that robbery offenses involving ATMs and related cash constitute crimes under the federal bank robbery statute. Currently, the federal bank robbery statute makes it a federal crime to take or attempt to take, by force and violence or by intimidation, money or other property belonging to or in the care, custody, control, management, or possession of any bank, credit union, or savings and loan association. However, federal circuit courts have split on whether forcing someone to withdraw money from an ATM constitutes an offense under the federal bank robbery statute. The Fifth Circuit Court of Appeals has held that directly forcing a bank customer to withdraw money from an ATM does not constitute a federal bank robbery because the funds were in the possession of the customer, not the bank. In contrast, the Tenth and Seventh Circuits have held that directly forcing a bank customer to withdraw money from an ATM constitutes a federal bank robbery because the funds belonged to the bank when the withdrawal occurred. This bill specifies that for purposes of the federal bank robbery statute, an ATM and any cash in transit to, being loaded into, or being unloaded from an ATM is in the care, custody, control, management, or possession of, any bank, credit union, or any savings and loan association, regardless of whether the ATM is located on the physical premises of such an institution or owned or operated by such an institution.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on the Judiciary · U.S. House of Representatives

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Cosponsors

13

Cosponsors listed on Congress.gov, shown A to Z.

  • Republican8
  • Democratic5

This bill has cosponsors from more than one party.

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Show the full list (13 names)

Full history

  1. Feb 26, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Feb 26, 2025

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Feb 26, 2025

    Referred to committee

    Referred to the House Committee on the Judiciary.

    U.S. House of Representatives

Read the record