House bill · H.R. 1653 (119th Congress)
Civil Investigative Demand Reform Act of 2025
U.S. House of Representatives
Sponsor: Andy Barr (U.S. Representative, KY-6, Republican)
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From Congress.gov and official rosters. This record was last updated Sep 23, 2026. About our data
Summary
Civil Investigative Demand Reform Act of 2025 This bill revises the Consumer Financial Protection Bureau’s (CFPB’s) civil investigative demand process. The demand process is used to gather information relevant to a violation of consumer financial law before formal proceedings. Under the bill, such demands must be issued and served no later than six years after the date of the violation. The demand must also provide specific reference to particular facts regarding the violation. The bill establishes a process that allows an advising attorney to submit questions on behalf of a person compelled by a demand to appear for oral testimony. The bill also allows for judicial review if the CFPB denies a petition to set aside or modify a demand. These petitions must be treated as confidential. In addition, the bill expands the grounds on which a petitioner may seek relief from such a demand to include a demonstration that the demand (1) is unduly burdensome, expensive, and outside the scope of the inquiry; (2) is unreasonably cumulative or duplicative; or (3) can be obtained from some other source that is more convenient, less burdensome, or less expensive.
Summary from the Congressional Research Service. How we handle summaries
Where it stands
Out of committee and scheduled for a vote by the full chamber.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
House Committee on Financial Services · U.S. House of Representatives
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Cosponsors
6
Cosponsors listed on Congress.gov, shown A to Z.
- Republican4
- Democratic2
This bill has cosponsors from more than one party.
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Full history
- Sep 16, 2026
Committee vote
Committee Consideration and Mark-up Session Held
- Sep 16, 2026
Committee vote
Committee Consideration and Mark-up Session Held
- Sep 16, 2026
Reported out of committee
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.
- Sep 16, 2026
Reported out of committee
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.
- Feb 27, 2025
Introduced
Introduced in House
U.S. House of Representatives
Show full history (2 earlier events)Show less history
- Feb 27, 2025
Introduced
Introduced in U.S. House
U.S. House
- Feb 27, 2025
Referred to committee
Referred to the House Committee on Financial Services.
U.S. House of Representatives
Read the record
- Read on Congress.gov (opens in a new tab) The official record on Congress.gov.