Fair Access to Co-ops for Veterans Act of 2025

Latest action Feb 24, 2026

Fair Access to Co-ops for Veterans Act of 2025 This bill revives and makes permanent the authority of the Department of Veterans Affairs (VA) home loan guarantee program to guarantee loans for a veteran’s purchase of stock or membership in a cooperative housing corporation (i.e., co-op) for the purpose of entitling the veteran to occupy a single family residential unit. For purposes of the administration of such loans, the bill establishes a fee rate of the usual fee plus 3.25% of the total amount of the loan, treats such cooperative housing units as residential property for purposes of imposing restrictions and liabilities, and guarantees up to 25% of the amount of the loan for loans exceeding $144,000. Additionally, the bill requires the VA to advertise the availability of loan guarantees for cooperative housing unit loans, including by issuing guidance and notifying eligible veterans.

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Where it stands

Assigned to a committee for review.

Introduced
In committee
Up for a vote
Passed one chamber
Passed
Enacted

Committee

House Committee on Veterans' Affairs · U.S. House of Representatives

Cosponsors

Brian K. Fitzpatrick, Nicole Malliotakis and 2 others

Democratic2
Republican2

Full history

Feb 24, 2026
In committee
Forwarded by Subcommittee to Full Committee by Voice Vote.
Feb 24, 2026
In committee
Forwarded by Subcommittee to Full Committee by Voice Vote.
Feb 24, 2026
In committee
Forwarded by Subcommittee to Full Committee by Voice Vote.
U.S. House
Feb 24, 2026
In committee
Forwarded by Subcommittee to Full Committee by Voice Vote.
Feb 24, 2026
Committee vote
Subcommittee Consideration and Mark-up Session Held

Show full history (11 earlier events)

Feb 24, 2026
Committee vote
Subcommittee Consideration and Mark-up Session Held
Feb 24, 2026
Committee vote
Subcommittee Consideration and Mark-up Session Held
Mar 11, 2025
Hearing held
Subcommittee Hearings Held
Mar 11, 2025
Hearing held
Subcommittee Hearings Held
Mar 11, 2025
Hearing held
Subcommittee Hearings Held
Mar 10, 2025
Referred to committee
Referred to the Subcommittee on Economic Opportunity.
Mar 10, 2025
Referred to committee
Referred to the Subcommittee on Economic Opportunity.
Mar 10, 2025
Referred to committee
Referred to the Subcommittee on Economic Opportunity.
Mar 3, 2025
Introduced
Introduced in House
U.S. House of Representatives
Mar 3, 2025
Introduced
Introduced in U.S. House
U.S. House
Mar 3, 2025
Referred to committee
Referred to the House Committee on Veterans' Affairs.
U.S. House of Representatives

About this record

Summary: The summary is written by the Congressional Research Service. For more, see How we handle summaries.
Cosponsors: The cosponsors are the ones listed on Congress.gov, shown A to Z.
Party colors: Parties are shown in the same neutral colors.
Source: From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

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