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House bill · H.R. 2094 (119th Congress)

HELPER Act of 2025

U.S. House of Representatives

Latest action Dec 17, 2025

Sponsor: John H. Rutherford (U.S. Representative, FL-5, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

146

Showing the 143 who are on Agora, A to Z. Congress.gov listed 146 as of Jul 30, 2026.

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  • Democratic95
  • Republican47
  • Other1

This bill has cosponsors from more than one party.

Party is shown for the 143 cosponsors who are on Agora.

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Full history

  1. Dec 17, 2025

    Introduced

    Introduced in U.S. House

    U.S. House

  2. Mar 14, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  3. Mar 14, 2025

    In committee

    Referred to the House Committee on Financial Services.

    U.S. House

  4. Mar 14, 2025

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

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