House bill · H.R. 3380 (119th Congress)

TAILOR Act of 2025

U.S. House of Representatives

Latest action Jun 4, 2025

Sponsor: Barry Loudermilk (U.S. Representative, GA-11, Republican)

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From Congress.gov and official rosters. This record was last updated Sep 23, 2026. About our data

Summary

Taking Account of Institutions with Low Operation Risk Act of 2025 or the TAILOR Act of 2025 This bill addresses the supervision of financial institutions. Federal financial regulatory agencies must (1) tailor any regulatory actions so as to limit burdens on the institutions involved, with consideration of the risk profiles and business models of those institutions; and (2) report to Congress on specific actions taken to do so, as well as on other related issues. The bill's tailoring requirement applies to future regulatory actions and to regulations adopted within the last 15 years. The bill also reduces certain reporting requirements for community banks eligible for a simplified capital leverage ratio. Finally, federal banking agencies must report on the modernization of bank supervision, including examiner workforce and training and statutory changes necessary to achieve more effective supervision.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Out of committee and scheduled for a vote by the full chamber.

Introduced
In committee
Up for a vote
Passed one chamber
Passed
Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

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Republican1

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Troy Downing

S. 427TAILOR Act of 2025Related bill

As identified by Congress.gov.

Full history

Jun 4, 2025
Placed on the Union Calendar, Calendar No. 104.
Jun 4, 2025
Introduced
Placed on the Union Calendar, Calendar No. 104.
U.S. House
Jun 4, 2025
Placed on the Union Calendar, Calendar No. 104.
Jun 4, 2025
Reported out of committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.
Jun 4, 2025
Reported out of committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-135.

Show full history (7 earlier events)

Jun 3, 2025
Introduced
Introduced in U.S. House
U.S. House
May 21, 2025
Committee vote
Committee Consideration and Mark-up Session Held
May 21, 2025
Committee vote
Committee Consideration and Mark-up Session Held
May 21, 2025
Reported out of committee
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
May 21, 2025
Reported out of committee
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23.
May 14, 2025
Introduced
Introduced in House
U.S. House of Representatives
May 14, 2025
Referred to committee
Referred to the House Committee on Financial Services.
U.S. House of Representatives

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