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House bill · H.R. 3390 (119th Congress)

Bringing the Discount Window into the 21st Century Act

U.S. House of Representatives

Latest action Feb 11, 2026

Sponsor: Monica De La Cruz (U.S. Representative, TX-15, Republican)

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From Congress.gov and official rosters. This record was last updated Aug 3, 2026. About our data

Summary

Bringing the Discount Window into the 21st Century Act This bill requires the Board of Governors of the Federal Reserve System to review and develop a remediation plan for its discount window lending program, which provides loans to depository institutions to support an institution’s security and liquidity. The review must consider topics such as the sufficiency of the technology infrastructure, the effectiveness of the existing operating hours of the discount window, and how the discount window interacts with other liquidity providers during normal operations and in times of financial distress. The remediation plan must address any identified deficiencies, establish timelines and milestones for implementation, and be approved by the board. The bill requires annual reports to Congress regarding the plan.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

2

Cosponsors listed on Congress.gov, shown A to Z.

  • Republican2

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Related bills

As identified by Congress.gov.

Full history

  1. Feb 11, 2026

    In committee

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    U.S. House

  2. Feb 11, 2026

    Sent to the executive

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    U.S. Senate

  3. Feb 9, 2026

    Considered Under Suspension of the rules. (consideration: cr H2076-2078; Text: cr H2076-2077)

    Considered under suspension of the rules. (consideration: CR H2076-2078; text: CR H2076-2077)

  4. Feb 9, 2026

    Considered Under Suspension of the rules. (consideration: cr H2076-2078; Text: cr H2076-2077)

    Considered under suspension of the rules. (consideration: CR H2076-2078; text: CR H2076-2077)

  5. Feb 9, 2026

    Considered Under Suspension of the rules. (consideration: cr H2076-2078; Text: cr H2076-2077)

    Considered under suspension of the rules. (consideration: CR H2076-2078; text: CR H2076-2077)

Show full history (23 earlier events)
  1. Feb 9, 2026

    Debate - the House Proceeded With Forty Minutes of Debate on H.R. 3390.

    DEBATE - The House proceeded with forty minutes of debate on H.R. 3390.

    U.S. House of Representatives

  2. Feb 9, 2026

    Passed a chamber

    Motion to reconsider laid on the table Agreed to without objection.

  3. Feb 9, 2026

    Passed a chamber

    Motion to reconsider laid on the table Agreed to without objection.

  4. Feb 9, 2026

    Passed a chamber

    Motion to reconsider laid on the table Agreed to without objection.

  5. Feb 9, 2026

    Passed a chamber

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

    U.S. House of Representatives

  6. Sep 4, 2025

    Placed on the Union Calendar, Calendar No. 191.

  7. Sep 4, 2025

    Placed on the Union Calendar, Calendar No. 191.

  8. Sep 4, 2025

    Placed on the Union Calendar, Calendar No. 191.

  9. Sep 4, 2025

    Reported out of committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-234.

  10. Sep 4, 2025

    Reported out of committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-234.

  11. Sep 4, 2025

    Reported out of committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-234.

  12. Jul 23, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  13. Jul 23, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  14. Jul 23, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  15. Jul 23, 2025

    Reported out of committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 1.

  16. Jul 23, 2025

    Reported out of committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 1.

  17. Jul 23, 2025

    Reported out of committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 1.

  18. Jul 22, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  19. Jul 22, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  20. Jul 22, 2025

    Committee vote

    Committee Consideration and Mark-up Session Held

  21. May 14, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  22. May 14, 2025

    Introduced

    Introduced in U.S. House

    U.S. House

  23. May 14, 2025

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record