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House bill · H.R. 5083 (119th Congress)

To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring…

U.S. House of Representatives

Latest action Sep 2, 2025

Sponsor: Cleo Fields (U.S. Representative, LA-6, Democratic)

Official titleShow

To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.

The heading above is this same sentence with its legal opening removed. No words were added, changed or reordered.

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Would require the Consumer Financial Protection Bureau and the Federal Trade Commission to report jointly to Congress on credit scoring models that consider additional factors -- such as brokerage account statements and installment payment history -- and on how those models affect how creditors assess a consumer's creditworthiness.

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Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Full history

  1. Sep 2, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Sep 2, 2025

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Sep 2, 2025

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record