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House bill · H.R. 5816 (119th Congress)

HELP FEDs Act

U.S. House of Representatives

Latest action Oct 28, 2025

Sponsor: Jasmine Crockett (U.S. Representative, TX-30, Democratic)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Halting Education Loan Payments during Federal Employment Disruptions Act or the HELP FEDs Act This bill waives late fees, penalties, and other adverse actions for federal employees who miss student loan payments during a lapse in appropriations (i.e., government shutdown). The bill applies to education loans made, insured, or guaranteed under the Higher Education Act of 1965, including loans held by the Department of Education (ED) or contracted loan servicers. Under the bill, a federal employee who misses a student loan payment that is due during a period of involuntary disruption of pay (i.e., the employee did not receive scheduled wages due to a lapse in appropriations) may not be assessed a late fee or penalty or be subject to other adverse actions. The bill also prohibits federal employees from incurring additional interest on such loans during an involuntary disruption of pay. In addition, the bill requires ED to coordinate with credit reporting agencies and loan servicers to ensure that no adverse information related to delayed or missed student loan payments of a federal employee during an involuntary disruption of pay is furnished to any consumer reporting agency. The bill applies retroactively to any involuntary disruption of pay occurring on or after October 1, 2025.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Education and Workforce · U.S. House of Representatives

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Cosponsors

15

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic15

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Full history

  1. Oct 28, 2025

    Introduced

    Introduced in U.S. House

    U.S. House

  2. Oct 24, 2025

    Introduced

    Introduced in House

    U.S. House of Representatives

  3. Oct 24, 2025

    In committee

    Referred to the House Committee on Education and Workforce.

    U.S. House

  4. Oct 24, 2025

    Referred to committee

    Referred to the House Committee on Education and Workforce.

    U.S. House of Representatives

Read the record