House bill · H.R. 6417 (119th Congress)
Emergency Savings Enhancement Act of 2025
U.S. House of Representatives
Sponsor: Eugene Simon Vindman (U.S. Representative, VA-7, Democratic)
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From Congress.gov and official rosters. This record was last updated Oct 9, 2026. About our data
Summary
Emergency Savings Enhancement Act of 2025 This bill expands eligibility and increases the maximum contribution limit for pension-linked emergency savings accounts (PLESAs). As background, PLESAs are savings accounts that are established and maintained in connection with a defined contribution retirement plan, such as a 401(k). Contributions to such accounts are subject to federal income tax, and withdrawals are allowed for any reason. The bill expands eligibility for PLESAs by eliminating the exclusion of highly compensated employees. Thus, under the bill, individuals who meet the age, service, and other eligibility requirements of the plan, regardless of compensation, are eligible to participate in such a plan. The bill also increases the maximum limit on the portion of a PLESA balance attributable to participant contributions to $5,000 (from $2,600 in 2026). This limit continues to be adjusted for inflation.
Summary from the Congressional Research Service. How we handle summaries
Where it stands
Assigned to a committee for review.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
House Committee on Education and Workforce · U.S. House of Representatives
Also referred to House Committee on Ways and Means · U.S. House of Representatives.
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Full history
- Dec 3, 2025
Introduced
Introduced in House
U.S. House of Representatives
- Dec 3, 2025
Introduced
Introduced in U.S. House
U.S. House
- Dec 3, 2025
Referred to committee
Referred to the Committee on Education and Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- Dec 3, 2025
Referred to committee
Referred to the Committee on Education and Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Read the record
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