TIER Act of 2025

Summary

Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025 This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks. For example, the bill increases the asset threshold above which bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments; financial holding companies need board approval to acquire a company; bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability. Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Out of committee and scheduled for a vote by the full chamber.

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

Related bills

• H.R. 6955Main Street ActRelated bill

As identified by Congress.gov.

Full history

1. Feb 25, 2026

   Placed on the Union Calendar, Calendar No. 457.

2. Feb 25, 2026

   Placed on the Union Calendar, Calendar No. 457.

3. Feb 25, 2026

   Introduced

   Placed on the Union Calendar, Calendar No. 457.

   U.S. House

4. Feb 25, 2026

   Placed on the Union Calendar, Calendar No. 457.

5. Feb 25, 2026

   Reported out of committee

   Reported (Amended) by the Committee on Financial Services. H. Rept. 119-532.

Read the record

• Read on Congress.gov (opens in a new tab) The official record on Congress.gov.