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House bill · H.R. 7035 (119th Congress)

Credit Card Competition Act of 2026

U.S. House of Representatives

Latest action Jan 13, 2026

Sponsor: Lance Gooden (U.S. Representative, TX-5, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Would amend the Electronic Fund Transfer Act to require the Federal Reserve Board to issue regulations on network competition in credit card transactions, including a provision addressing exclusive network arrangements.

AI summary. Not an official summary. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

7

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic4
  • Republican3

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Related bills

As identified by Congress.gov.

Full history

  1. Jan 13, 2026

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Jan 13, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Jan 13, 2026

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record