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House bill · H.R. 8141 (119th Congress)

Fair Credit Reporting Reseller Accuracy Act

U.S. House of Representatives

Latest action Sep 1, 2026

Sponsor: Michael Lawler (U.S. Representative, NY-17, Republican)

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From Congress.gov and official rosters. This record was last updated Sep 8, 2026. About our data

Summary

Fair Credit Reporting Reseller Accuracy Act This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides. A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Out of committee and scheduled for a vote by the full chamber.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

3

Cosponsors listed on Congress.gov, shown A to Z.

  • Republican2
  • Democratic1

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Full history

  1. Sep 1, 2026

    Placed on the Union Calendar, Calendar No. 689.

  2. Sep 1, 2026

    Placed on the Union Calendar, Calendar No. 689.

  3. Sep 1, 2026

    Reported out of committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.

  4. Sep 1, 2026

    Reported out of committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.

  5. Jun 30, 2026

    Committee vote

    Committee Consideration and Mark-up Session Held

Show full history (8 earlier events)
  1. Jun 30, 2026

    Committee vote

    Committee Consideration and Mark-up Session Held

  2. Jun 30, 2026

    Committee vote

    Committee Consideration and Mark-up Session Held

  3. Jun 30, 2026

    Reported out of committee

    Ordered to be Reported (Amended) by Voice Vote.

  4. Jun 30, 2026

    Reported out of committee

    Ordered to be Reported (Amended) by Voice Vote.

  5. Jun 30, 2026

    Reported out of committee

    Ordered to be Reported (Amended) by Voice Vote.

  6. Mar 27, 2026

    Introduced

    Introduced in House

    U.S. House of Representatives

  7. Mar 27, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  8. Mar 27, 2026

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record