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House bill · H.R. 9275 (119th Congress)

Buy Now Pay Later Consumer Protection Act of 2026

U.S. House of Representatives

Latest action Jun 11, 2026

Sponsor: Daniel S. Goldman (U.S. Representative, NY-10, Democratic)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Would amend the Truth in Lending Act so that "buy now, pay later" loans are included in the definition of a credit card and their providers in the definition of a credit issuer, placing them under that Act's rules for credit cards.

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Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Full history

  1. Jun 11, 2026

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Jun 11, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Jun 11, 2026

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record