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House bill · H.R. 9380 (119th Congress)

Expanding Access to Credit through Consumer-Permissioned Data Act

U.S. House of Representatives

Latest action Jun 18, 2026

Sponsor: Nikema Williams (U.S. Representative, GA-5, Democratic)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

This bill amends the Equal Credit Opportunity Act to require creditors to consider certain additional consumer-permissioned data when making mortgage lending decisions.

AI summary. Not an official summary. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Cosponsors

4

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic4

Shown in neutral colors by design; Agora is non-partisan.

Related bills

  • H.R. 10316, 118th CongressRelated bill in another Congress
  • H.R. 8485, 117th CongressRelated bill in another Congress

As identified by Congress.gov.

Full history

  1. Jun 18, 2026

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Jun 18, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Jun 18, 2026

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record