House bill · H.R. 9978 (119th Congress)
To amend the Internal Revenue Code of 1986 to create an above the line deduction for certain homeowners insurance premiums.
U.S. House of Representatives
Sponsor: Gus M. Bilirakis (U.S. Representative, FL-12, Republican)
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From Congress.gov and official rosters. This record was last updated Sep 8, 2026. About our data
Summary
Homeowners Premium Tax Reduction Act of 2026 This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.
Summary from the Congressional Research Service. How we handle summaries
Where it stands
Assigned to a committee for review.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
House Committee on Ways and Means · U.S. House of Representatives
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Related bills
- S. 35Homeowners Premium Tax Reduction Act of 2025Related bill
- H.R. 9411, 118th CongressRelated bill in another Congress
- S. 4934, 118th CongressRelated bill in another Congress
As identified by Congress.gov.
Full history
- Jul 30, 2026
Introduced
Introduced in House
U.S. House of Representatives
- Jul 30, 2026
Introduced
Introduced in U.S. House
U.S. House
- Jul 30, 2026
Referred to committee
Referred to the House Committee on Ways and Means.
U.S. House of Representatives
Read the record
- Read on Congress.gov (opens in a new tab) The official record on Congress.gov.