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Senate bill · S. 3660 (119th Congress)

Credit Card Fairness Act

U.S. Senate

Latest action Jan 15, 2026

Sponsor: John Fetterman (U.S. Senator for Pennsylvania, Democratic)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Would amend the Truth in Lending Act to cap credit card late fees at an amount the statute describes as reasonable and proportional to issuers' costs. The bill states its purpose is to write the Consumer Financial Protection Bureau's existing late-fee rule under Regulation Z into statute.

AI summary. Not an official summary. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Banking, Housing, and Urban Affairs · U.S. Senate

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Cosponsors

5

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic5

Shown in neutral colors by design; Agora is non-partisan.

Full history

  1. Jan 15, 2026

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

  2. Jan 15, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  3. Jan 15, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  4. Jan 15, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the record