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Senate bill · S. 4395 (119th Congress)

Terrorism Risk Insurance Program Reauthorization Act of 2026

U.S. Senate

Latest action Oct 5, 2026

Sponsor: David McCormick (U.S. Senator for Pennsylvania, Republican)

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From Congress.gov and official rosters. This record was last updated Oct 21, 2026. About our data

Summary

Would extend the Terrorism Risk Insurance Program, the federal backstop for insured losses from acts of terrorism, by seven years by moving its termination date from 2027 to 2034, and would adjust the timing of the program's mandatory recoupment provisions.

AI summary. Not an official summary. How we handle summaries

Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Banking, Housing, and Urban Affairs · U.S. Senate

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Cosponsors

34

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic17
  • Republican17

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Show the full list (34 names)

Related bills

As identified by Congress.gov.

Full history

  1. Oct 5, 2026

    Held at the desk.

  2. Oct 5, 2026

    Message on Senate Action Sent to the House.

    Message on Senate action sent to the House.

    U.S. Senate

  3. Oct 5, 2026

    Sent to the executive

    Received in the House.

    U.S. House of Representatives

  4. Sep 28, 2026

    Passed a chamber

    Passed Senate without amendment by Unanimous Consent. (consideration: CR S5122-5123; text: CR S5123)

    U.S. Senate

  5. Sep 22, 2026

    Reported out of committee

    Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.

Show full history (10 earlier events)
  1. Sep 22, 2026

    Reported out of committee

    Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, without amendment. Without written report.

  2. Sep 22, 2026

    Placed on Senate Legislative Calendar Under General Orders. Calendar No. 672.

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 672.

    U.S. Senate

  3. Sep 17, 2026

    Reported out of committee

    Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.

  4. Sep 17, 2026

    Reported out of committee

    Committee on Banking, Housing, and Urban Affairs. Ordered to be reported without amendment favorably.

  5. Jun 4, 2026

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

  6. Apr 27, 2026

    Introduced

    Introduced in Senate

    U.S. Senate

  7. Apr 27, 2026

    In committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    U.S. Senate

  8. Apr 27, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  9. Apr 27, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  10. Apr 27, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the record