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Senate bill · S. 4803 (119th Congress)

Home Equity Lending Integrity Act

Latest action Jun 17, 2026

U.S. Senate

Sponsor

Jeff Merkley

U.S. Senator for Oregon · Democratic

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Summary

Amends the Truth in Lending Act to include home equity investment loans within the definition of residential mortgage loans for regulatory purposes.

AI summary. Not an official summary. How we handle summaries

From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

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Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Banking, Housing, and Urban Affairs · U.S. Senate

Full history

  1. Jun 17, 2026

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

  2. Jun 17, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  3. Jun 17, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  4. Jun 17, 2026

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.