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Senate bill · S. 723 (119th Congress)

Tribal Trust Land Homeownership Act of 2025

U.S. Senate

Latest action May 4, 2026

Sponsor: John Thune (U.S. Senator for South Dakota, Republican)

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From Congress.gov and official rosters. This record was last updated Sep 8, 2026. About our data

Summary

Tribal Trust Land Homeownership Act of 2025 This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application. Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports. The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA. The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land. Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Signed into law.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Indian Affairs · U.S. Senate

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Cosponsors

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  • Republican2
  • Democratic1

This bill has cosponsors from more than one party.

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Recorded votes

No recorded roll-call vote. Bills passed by voice vote or unanimous consent leave no member-level record.

Related bills

As identified by Congress.gov.

Full history

  1. May 4, 2026

    Enacted

    Became Public Law No: 119-88.

    U.S. Senate

  2. May 4, 2026

    Enacted

    Became Public Law No: 119-88.

  3. May 4, 2026

    Signed

    Signed by President.

    President

  4. Apr 27, 2026

    Sent to the executive

    Presented to President.

    President

  5. Mar 4, 2026

    Considered as Unfinished business. (consideration: cr H2390)

    Considered as unfinished business. (consideration: CR H2390)

Show full history (14 earlier events)
  1. Mar 4, 2026

    Passed a chamber

    Motion to reconsider laid on the table Agreed to without objection.

  2. Mar 4, 2026

    Passed a chamber

    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).

    U.S. House of Representatives

  3. Mar 3, 2026

    At the Conclusion of Debate, the Yeas and Nays Were Demanded and ordered. Pursuant to the Provisions of Clause 8, Rule Xx, the Chair Announced That Further Proceedings on the Motion Would be postponed.

    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  4. Mar 3, 2026

    Debate - the House Proceeded With Forty Minutes of Debate on S. 723.

    DEBATE - The House proceeded with forty minutes of debate on S. 723.

    U.S. House of Representatives

  5. Dec 15, 2025

    Held at the desk.

  6. Dec 15, 2025

    Message on Senate Action Sent to the House.

    Message on Senate action sent to the House.

    U.S. Senate

  7. Dec 15, 2025

    Sent to the executive

    Received in the House.

    U.S. House of Representatives

  8. Dec 11, 2025

    Passed a chamber

    Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)

    U.S. Senate

  9. Sep 29, 2025

    Star Print Ordered on 119-60.

    Star Print ordered on 119-60.

  10. Sep 3, 2025

    Reported out of committee

    Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.

  11. Sep 3, 2025

    Placed on Senate Legislative Calendar Under General Orders. Calendar No. 148.

    Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.

    U.S. Senate

  12. Mar 5, 2025

    Reported out of committee

    Committee on Indian Affairs. Ordered to be reported without amendment favorably.

  13. Feb 25, 2025

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

  14. Feb 25, 2025

    Referred to committee

    Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)

Read the record