House bill · H.R. 2808 (119th Congress)
Homebuyers Privacy Protection Act
U.S. House of Representatives
Sponsor: John W. Rose (U.S. Representative, TN-6, Republican)
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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data
Summary
Homebuyers Privacy Protection Act This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer. These provisions take effect 180 days after enactment. The Government Accountability Office must study and report on the value of trigger leads (a marketing tactic facilitated by credit reporting agencies that may result in unsolicited credit offers to a consumer after a consumer applies for a separate type of credit) received by text message.
Summary from the Congressional Research Service. How we handle summaries
Where it stands
Signed into law.
- Introduced
- In committee
- Up for a vote
- Passed one chamber
- Passed
- Enacted
Committee
House Committee on Financial Services · U.S. House of Representatives
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Cosponsors
89
Showing the 88 who are on Agora, A to Z. Congress.gov listed 89 as of Jul 31, 2026.
See all cosponsors on Congress.gov (opens in a new tab)- Republican55
- Democratic32
- Other1
This bill has cosponsors from more than one party.
Party is shown for the 88 cosponsors who are on Agora.
Shown in neutral colors by design; Agora is non-partisan.
- Adrian Smith
- Andrew Ogles
- Andrew R. Garbarino
- Angie Craig
- Anna Paulina Luna
- Ashley Hinson
- Ben Cline
- Bennie G. Thompson
- Bill Foster
- Bill Huizenga
- Brad Finstad
- Brad Sherman
Show the full list (88 names)Show fewer cosponsors
- Bradley Scott Schneider
- Brian K. Fitzpatrick
- Brittany Pettersen
- Bryan Steil
- Byron Donalds
- Charles J. "Chuck" Fleischmann
- Cleo Fields
- Daniel Meuser
- Daniel Webster
- Darin LaHood
- David Kustoff
- Deborah K. Ross
- Derek Schmidt
- Don Bacon
- Dusty Johnson
- Ed Case
- Eleanor Holmes Norton
- Emanuel Cleaver
- Eric Sorensen
- Eugene Simon Vindman
- Frank D. Lucas
- Frank J. Mrvan
- Gabe Amo
- Glenn Grothman
- Gregory W. Meeks
- Jack Bergman
- Janelle S. Bynum
- Jared F. Golden
- Jason Crow
- Jennifer A. Kiggans
- Joe Neguse
- John H. Rutherford
- John R. Moolenaar
- Josh Gottheimer
- Joyce Beatty
- Julia Brownley
- Kevin Hern
- Kevin Kiley
- Lisa C. McClain
- Lloyd Smucker
- Mark Alford
- Mark E. Amodei
- Marlin A. Stutzman
- Michael Cloud
- Michael Guest
- Michael Lawler
- Michelle Fischbach
- Mike Ezell
- Mike Flood
- Mike Haridopolos
- Monica De La Cruz
- Nikema Williams
- Nydia M. Velázquez
- Pete Sessions
- Ralph Norman
- Ritchie Torres
- Robert J. Wittman
- Robin L. Kelly
- Sam T. Liccardo
- Sanford D. Bishop, Jr.
- Sarah McBride
- Scott Franklin
- Stephanie I. Bice
- Stephen F. Lynch
- Thomas P. Tiffany
- Thomas R. Suozzi
- Tim Burchett
- Tim Moore
- Tom Barrett
- Tracey Mann
- Trent Kelly
- Troy Downing
- Vern Buchanan
- Warren Davidson
- William R. Timmons IV
- Zachary Nunn
Recorded votes
No recorded roll-call vote. Bills passed by voice vote or unanimous consent leave no member-level record.
Related bills
As identified by Congress.gov.
Full history
- Sep 5, 2025
Enacted
Became Public Law No: 119-36.
- Sep 5, 2025
Enacted
Became Public Law No: 119-36.
U.S. House
- Sep 5, 2025
Signed
Signed by President.
President
- Aug 25, 2025
Sent to the executive
Presented to President.
President
- Aug 8, 2025
Message on Senate Action Sent to the House.
Message on Senate action sent to the House.
U.S. Senate
Show full history (13 earlier events)Show less history
- Aug 2, 2025
Passed a chamber
Passed Senate without amendment by Unanimous Consent. (consideration: CR S5522)
U.S. Senate
- Jun 24, 2025
Sent to the executive
Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 104.
U.S. Senate
- Jun 23, 2025
Considered Under Suspension of the rules. (consideration: cr H2876-2877)
Considered under suspension of the rules. (consideration: CR H2876-2877)
- Jun 23, 2025
Debate - the House Proceeded With Forty Minutes of Debate on H.R. 2808.
DEBATE - The House proceeded with forty minutes of debate on H.R. 2808.
U.S. House of Representatives
- Jun 23, 2025
Passed a chamber
Motion to reconsider laid on the table Agreed to without objection.
- Jun 23, 2025
Passed a chamber
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2876)
U.S. House of Representatives
- Jun 20, 2025
Placed on the Union Calendar, Calendar No. 133.
- Jun 20, 2025
Reported out of committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-166.
- Jun 10, 2025
Committee vote
Committee Consideration and Mark-up Session Held
- Jun 10, 2025
Reported out of committee
Ordered to be Reported (Amended) by the Yeas and Nays: 46 - 0.
- May 17, 2025
Introduced
Introduced in U.S. House
U.S. House
- Apr 10, 2025
Introduced
Introduced in House
U.S. House of Representatives
- Apr 10, 2025
Referred to committee
Referred to the House Committee on Financial Services.
U.S. House of Representatives
Read the record
- Read on Congress.gov (opens in a new tab) The official record on Congress.gov.