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Senate bill · S. 1467 (119th Congress)

Homebuyers Privacy Protection Act

U.S. Senate

Latest action Jun 17, 2025

Sponsor: Jack Reed (U.S. Senator for Rhode Island, Democratic)

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From Congress.gov and official rosters. This record was last updated Aug 2, 2026. About our data

Summary

Homebuyers Privacy Protection Act This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer. These provisions take effect 180 days after the bill's enactment.

Summary from the Congressional Research Service. How we handle summaries

Where it stands

Passed one of the two chambers; it still needs the other.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Banking, Housing, and Urban Affairs · U.S. Senate

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Cosponsors

45

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic24
  • Republican20
  • Other1

This bill has cosponsors from more than one party.

Shown in neutral colors by design; Agora is non-partisan.

Show the full list (45 names)

Related bills

As identified by Congress.gov.

Full history

  1. Jun 17, 2025

    Introduced

    Held at the desk.

    U.S. Senate

  2. Jun 17, 2025

    Held at the desk.

  3. Jun 17, 2025

    Held at the desk.

  4. Jun 17, 2025

    Held at the desk.

  5. Jun 17, 2025

    Sent to the executive

    Received in the House.

    U.S. House of Representatives

Show full history (8 earlier events)
  1. Jun 12, 2025

    Passed a chamber

    Passed Senate without amendment by Unanimous Consent. (text: CR S3395-3396)

    U.S. Senate

  2. Jun 12, 2025

    In committee

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.

    U.S. Senate

  3. Jun 12, 2025

    Senate Committee on Banking, Housing, and Urban Affairs Discharged by Unanimous Consent. (consideration: cr S3395-3396)

    Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. (consideration: CR S3395-3396)

    U.S. Senate

  4. May 20, 2025

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

  5. Apr 10, 2025

    Introduced

    Introduced in Senate

    U.S. Senate

  6. Apr 10, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2567)

  7. Apr 10, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2567)

  8. Apr 10, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2567)

Read the record