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House bill · H.R. 8087 (119th Congress)

Main Street Depositor Protection Act

U.S. House of Representatives

Latest action Mar 25, 2026

Sponsor: Frank D. Lucas (U.S. Representative, OK-3, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Would expand federal deposit insurance coverage to include noninterest-bearing transaction accounts, such as business checking accounts, in addition to the standard maximum insurance amount.

AI summary. Not an official summary. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

House Committee on Financial Services · U.S. House of Representatives

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Related bills

As identified by Congress.gov.

Full history

  1. Mar 25, 2026

    Introduced

    Introduced in House

    U.S. House of Representatives

  2. Mar 25, 2026

    Introduced

    Introduced in U.S. House

    U.S. House

  3. Mar 25, 2026

    Referred to committee

    Referred to the House Committee on Financial Services.

    U.S. House of Representatives

Read the record