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Senate bill · S. 2999 (119th Congress)

Main Street Depositor Protection Act

U.S. Senate

Latest action Feb 5, 2026

Sponsor: Bill Hagerty (U.S. Senator for Tennessee, Republican)

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From Congress.gov and official rosters. This record was last updated Jul 30, 2026. About our data

Summary

Amends the Federal Deposit Insurance Act to expand deposit insurance coverage for noninterest-bearing transaction accounts (such as business payroll accounts) beyond the current standard maximum insured amount.

AI summary. Not an official summary. How we handle summaries

Where it stands

Assigned to a committee for review.

  1. Introduced
  2. In committee
  3. Up for a vote
  4. Passed one chamber
  5. Passed
  6. Enacted

Committee

Senate Committee on Banking, Housing, and Urban Affairs · U.S. Senate

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Cosponsors

1

Cosponsors listed on Congress.gov, shown A to Z.

  • Democratic1

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Related bills

As identified by Congress.gov.

Full history

  1. Feb 5, 2026

    In committee

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

    U.S. Senate

  2. Feb 5, 2026

    Hearing held

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

  3. Feb 5, 2026

    Hearing held

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

  4. Feb 5, 2026

    Hearing held

    Committee on Banking, Housing, and Urban Affairs. Hearings held.

  5. Oct 9, 2025

    Introduced

    Introduced in U.S. Senate

    U.S. Senate

Show full history (3 earlier events)
  1. Oct 9, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  2. Oct 9, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

  3. Oct 9, 2025

    Referred to committee

    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the record